What's the difference between standing seam and stone-coated steel?
Two systems cover most residential metal roofs. Standing-seam panels run from eave to ridge with concealed fasteners and raised interlocking seams. Stone-coated steel uses smaller pressed-steel panels finished with stone granules to look like shake, tile or shingles.
How does metal compare with asphalt on price?
Up front, metal is the expensive choice: the Cost vs. Value report shows the metal reroof well ahead of asphalt for the same defined job. Standing seam tends to cost more than stone-coated steel. Instead of a price per square, here is what changes the bid.
What changes the price of a metal roof?
- Roof shape: hips, valleys and dormers mean more cutting and trim
- Pitch: standing seam needs a minimum slope set by the panel maker
- Tear-off and decking: old layers off, and the sheathing the panel system calls for
- Gauge, metal and finish: thicker panels, aluminum and premium coatings cost more
- Solar and penetrations: vents, skylights and panels to work around
How long does it last, and is it fire-rated?
Longevity is the case for metal: InterNACHI puts it at 40 to 80 years against 20 to 30 for asphalt shingles. On fire, the Safer from Wildfires program counts metal shingles or sheets among the roofs that qualify as Class A.
Does a metal roof in the East Bay have to be a cool roof?
Bayside cities such as Oakland, Berkeley and Fremont are in climate zone 3 with no prescriptive cool-roof rule, while Walnut Creek, Concord, Pleasanton and Livermore are in climate zone 12, where a qualifying steep-slope reroof needs a rated cool-roof product unless an exception applies. See the CEC compliance manual.
What matters locally?
In the Oakland and Berkeley hills, metal is usually a wildfire decision: the area burned in 1991, Berkeley adopted a Wildland-Urban Interface code chapter in 2025, and a Class A assembly is the baseline in fire hazard zones. Inland, the question shifts to heat and the climate zone 12 cool-roof rule, which metal panels can meet with a rated light-colored or reflective finish. Hill homes with stairs and narrow streets add labor, especially for long standing-seam panels.
What should be on a metal-roof bid?
On each estimate, look for the exact panel system, panel thickness, coating type, underlayment, Class A assembly and the length of the workmanship and finish warranties. Our quote checker covers the rest. For your actual price, request a free written estimate: a licensed roofer measures the roof and prices your exact scope.
Related: what drives roof replacement cost, roof size estimator, Class A roofs.
Every roofer we work with is licensed, insured and highly reviewed by Bay Area homeowners.
Get a free replacement quoteFrequently asked questions
Is standing seam more expensive than stone-coated steel?
Usually, because panels are made to length and installation is more labor-intensive. Get both priced for your roof if you're undecided.
Can metal go over my old shingles?
California's code limits recovering, including no recover over two or more layers. Most Bay Area metal jobs are full tear-offs.
Does a metal roof meet the cool-roof rule in Walnut Creek?
It can, if the panel's finish carries a rating that meets the steep-slope minimums for climate zone 12. Ask for the rated product on the estimate.
Sources
- Cost vs. Value 2025 report (JLC / Zonda)
- InterNACHI: life expectancy of roofing materials
- CDI: Safer from Wildfires
- CEC 2025 Single-Family Compliance Manual, ch. 9
- California Residential Code R908 (reroofing)
- City of Berkeley: WUI code (Chapter 19.49)
- CEC: climate zones
Sources reviewed November 12, 2026. Figures are published estimates and official fees, not quotes. Confirm prices, permits and requirements with your contractor and building department. This page is general information, not legal or insurance advice.